Transgender persons who decide to change sex cannot do it in Croatia.
A transgender person, who decides to enter the transition process in Croatia, cannot do it in the country. The only thing she/he can do is to receive hormonal therapies. However, the Croatian Institute for Health Insurance (HZZO) does not cover all costs of therapy i.e. it covers costs partially and only for trans women and not for men.
All and all, the final phase of transition, a gender reassignment surgery, cannot be performed in Croatia. However, those who decide for this final step can have the job done in the neighbouring country of Serbia.